How to take a loan from your limited company It may be that at some point you need to borrow money from your limited company, otherwise known as a directors loan. It should be noted that an overdrawn company account is treated for tax purposes exactly the same as a directors loan.
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That means that you will not owe your first loan payment until six-twelve months after your graduation date. Some private loans, however, will not have a grace period, meaning you’ll need to make your first payment as soon as a month after you graduate. student loan grace periods are designed to give graduates time to find a job.
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